More US Employers To Offer Consumer-Driven Health Plans by 2006, Survey Shows

Posted April 22, 2005

Seventy percent of employers likely will offer “consumer-driven” health plans, such as health savings accounts, by 2006, according to a survey released on Wednesday,… CQ HealthBeat reports. The survey, conducted by the Federation of American Hospitals and the American Hospital Association, found that a “competitive marketplace” has begun to develop for HSAs and other consumer-driven health plans. According to the survey, HSA enrollment has increased in the small group and individual health insurance markets, areas in which consumers had not had many options in the past. In addition, 95% of enrollment in HSAs and health reimbursement arrangements involves health plans that use provider networks and premium rates previously established by health insurers, “showing that there is a level playing field for these plans,” the survey found. FAH President Chip Kahn said, “These survey results should dispel the myth that consumers with HSA and HRA-type coverage will be treated differently by hospitals than those who are members of HMOs or who have traditional health insurance” (CQ HealthBeat, 4/20).

The survey is available online. Note: You must have Adobe Acrobat Reader to view the report.

“Reprinted with permission from You can view the entire Kaiser Daily Health Policy Report, search the archives, or sign up for email delivery at The Kaiser Daily Health Policy Report is published for, a free service of The Henry J. Kaiser Family Foundation . © 2005 Advisory Board Company and Kaiser Family Foundation. All rights reserved.

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