FOR EMPLOYERS

Why is this financing model important to employers?

Employers have concerns about the direction health care has taken in recent years. Significant issues, such as physician and hospital choice, care quality, choice of prescription drugs, and access to specialty providers are problems challenging health care. The Convertible Health Plan^SM (our HRA) is a financial planning approach minimizing the use of insurance and insurance contracts to pay for routine health care. The CHP addresses each of the above problem areas by giving both the health care spending dollars and therefore the authority to make medical decisions back to patients and their physicians. This gives unprecedented control of all aspects of health care to the patient. No insurance company can control costs or improve the efficiency of health care spending better than patients and physicians. The Convertible Health Plan^SM is the tool that facilitates this transfer of access and control back to the patient. The goal of each employer can be to improve medical care quality and share the rewards of cost containment with employees.

PROACTIVE HEALTH COMMUNICATION

Each month, we send out our ProHealth Communication via e-mail, mail or in poster form to assist employers in educating their employees on making healthy decisions.

Recent ProHealth Messages:
          November 2006
          December 2006